One application
Share your company and funding details through one online application.
Business finance for UK businesses
From buying stock to expanding your business, Capflo helps you explore funding options through our lender panel. Tell us about your company and funding needs, and our finance team will help identify suitable lenders.
Explore my funding optionsStart with your company details, then tell us about yourself and the funding you need.
Capflo is a credit broker, not a lender. Funding is subject to lender assessment.
UK business finance
Access to a lender panel
Specialist support
Whether you’re investing in growth, buying stock or managing cash flow, we help identify lenders suited to your funding needs and business profile.
For UK businesses. Available options depend on your trading history, turnover and lender criteria.
Share your company and funding details through one online application.
Different lenders suit different businesses. We help identify suitable options from our panel.
Our finance team helps you understand what information is needed and what happens next.
Explore finance for growth, stock, equipment and everyday working capital.
Find your company, add your details and tell us how much funding you need and why.
Our finance team reviews your application and contacts you if further information is needed.
Suitable lenders assess your application under their own criteria. We help coordinate the next steps.
The next stock order. A new piece of equipment. More room to grow. Explore funding that supports your plans and helps keep your business moving.
Buy the stock you need ahead of your next busy period.
Explore funding for more space, renovations or a new location.
Invest in the tools and equipment your business needs.
Support a planned investment in reaching more customers.
Manage timing gaps between business costs and incoming payments.
Prepare for changing demand and uneven trading periods.
Every business is different. Here are a few examples of how Capflo could help match common funding needs with suitable lenders from our panel.
Hospitality
£40,000
Stock funding need
A café trading for two years needs additional working capital to purchase stock ahead of a busy holiday period.
Business
Café
Trading history
2 years
Funding need
Stock
Possible funding route
Capflo could refer the application to a panel lender that assesses recent business performance and stock funding needs.
Trades
18 months
Trading history
A trades business experiences a slower-than-usual month and needs short-term working capital to cover payroll while incoming customer payments catch up.
Business
Trades
Funding need
Cash flow
Business need
Payroll
Possible funding route
Capflo could match the business with a lender suited to its trading history and short-term working capital requirements.
Retail
Renovate
Invest in the premises
An established retailer wants to upgrade its shopfront and interior to support its next stage of growth.
Business
Retail
Funding need
Renovation
Business need
Growth
Possible funding route
Capflo could identify a panel lender that considers the business profile and planned renovation.
*These scenarios are illustrative examples only and do not represent actual Capflo customers or guaranteed lending outcomes. Loan amounts, terms, repayment structures, fees, approval times and eligibility vary by lender and applicant. Capflo is a broker, not a lender.
The right option depends on what you need funding for and how your business operates.
Explore a lump sum for growth, stock or working capital. Suitable lenders assess your business, borrowing needs and repayment capacity.
Loan amounts, terms, rates, fees and security requirements vary by lender and applicant. Personal guarantees may be required.
Explore my funding optionsFind answers about eligibility, information, credit checks, fees and next steps.